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Built for Canadian Tax & Estate Professionals

Stop Losing Billable Hours to Spreadsheets.

100+ purpose-built Canadian calculators — from estate freezes and T3 trust filings to corporate tax integration, portfolio management, ODSP planning, and M&A deal structuring. Accurate, bilingual, and updated for 2026.

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Estate LawyersTax AccountantsFinancial AdvisorsInsolvency Trustees

Sound familiar?

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Spreadsheet errors cost you credibility

A single formula mistake in a complex estate calculation can expose you to liability and damage client trust.

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CRA rules changed — again

Keeping up with the 2026 AMT overhaul, two-tier capital gains inclusion, and new trust reporting rules is a full-time job.

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Client reports take hours, not minutes

Manually assembling probate estimates, pipeline analysis, and scenario comparisons drains time you could bill.

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100+ Specialized Calculators

Every tool your practice needs: trust & estate, corporate tax, insolvency, cross-border, international tax, charitable giving, disability planning, family law, M&A, and portfolio management.

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OCR Document Scanner

Upload a T4, T3, or Notice of Assessment. Values auto-populate the right calculator fields — no manual data entry.

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Bilingual & 2026-Ready

Full English and French UI. Updated for the 2026 AMT overhaul, two-tier capital gains, and new bare trust filing rules.

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Client-Linked Scenarios

Save calculations to client profiles, generate PDF/CSV reports, and share polished deliverables — not raw spreadsheets.

Built for every specialist on your team

Estate & Tax Lawyers

  • Net Family Property & Pension Division
  • Pipeline vs. 164(6) Post-Mortem Planning
  • Provincial Probate for all 13 jurisdictions
  • Bare Trust Schedule 15 & reporting exemptions
  • Cross-Border US Situs & QDOT Trusts

Tax Accountants & CPAs

  • T3 Trust Tax — flat 33% / GRE graduated rates
  • 2026 AMT — 20% rate, adjusted taxable income
  • Section 85 Rollover — T2057 summary & ACB
  • Capital Gains Inclusion Rate — 1/2 vs 2/3 analysis
  • Loss Carryback & Terminal Return Optimizer

Financial Advisors & Planners

  • CPP/OAS Timing & Pension Income Splitting
  • TFSA vs RRSP Optimization
  • Estate Liquidity — insurance & asset solutions
  • RRSP/RRIF Meltdown & Drawdown Optimizer
  • Henson Trust — ODSP/disability benefit modeling

From client file to deliverable in minutes

01

Open the calculator

Choose from 100+ specialized tools organized by practice area.

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Input or scan

Enter figures manually or upload a tax document — OCR fills the fields for you.

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Deliver the result

Export a print-ready PDF or CSV, or share a visual client story with animated charts.

100+ Calculators Across Every Practice Area

Covering every stage of the trust & estate lifecycle — from planning and administration to insolvency, M&A, and family law.

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Trust & Estate Planning

  • Provincial Estate — probate fees for all 13 provinces & territories
  • Estate Liquidity — cash needs vs. liquid assets; insurance & sale solutions
  • Spousal Trust — rollover rules, attribution, and 21‑year deemed disposition
  • Alter Ego Trust — 65+ rollover, probate avoidance, and beneficiary modeling
  • Henson Trust — disability trust preserving ODSP / disability benefit eligibility
  • Charitable Remainder Trust — split-receipting and residual interest valuation
  • 21‑Year Rule — deemed disposition tax and growth projection
  • GRE Timeline — 36‑month window, third‑party contributions, graduated rate savings
  • CRA Trust Tax (T3) — flat 33 % / GRE graduated rate with provincial breakdown
  • Trust Residency — central management & control analysis under ITA s. 2
  • Trustee Compensation — quantum meruit and percentage-of-assets benchmarks
  • Bare Trust — Schedule 15 beneficial ownership; de minimis filing exemptions
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Corporate & Tax Integration

  • TOSI — split-income analysis: reasonableness test, excluded shares, age exceptions
  • Alternative Minimum Tax — 2026 rules, 20 % rate, adjusted taxable income
  • Pipeline vs. 164(6) — post‑mortem planning for owner‑manager private shares
  • SIFT Trust — specified investment flow‑through tax under Part XII.2
  • Capital Gains — LCGE, principal residence exemption, federal & provincial
  • Capital Gains Inclusion Rate — 1/2 vs. 2/3 rate impact and transition analysis
  • ACB Tracker — adjusted cost base with return‑of‑capital adjustments
  • Income vs. Capital — trust distribution characterization for beneficiaries
  • FMV & Foreign Tax Credit — fair market value benchmarks and treaty credit relief
  • Loss Carryback & Tracker — optimize terminal and trust returns under ITA s. 164(6)
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Real Estate

  • Land Transfer Tax — provincial LTT / deed transfer tax, City of Toronto MLTT, and first-time home buyer rebates
  • Rental Property Tracker — ITA s.13(1)/s.20(16) — ACB, UCC, recapture, terminal loss, and capital gain on disposal
  • Property Flip Classifier — ITA s.12(12) — assess flip risk for short holds; compare income vs. capital gain tax cost
  • Principal Residence Exemption — ITA s.40(2)(b) — PRE ratio, taxable capital gain, and s.12(12) flip flag
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Acquisitions & M&A

  • Share vs. Asset Purchase — side‑by‑side vendor after‑tax proceeds under each deal structure
  • Section 85 Rollover — elected amount bounds, PUC adjustment, ACB of shares, T2057 summary
  • Estate Freeze — ITA s. 86 share exchange, freeze vs. partial freeze NPV, LCGE crystallization
  • Purchase Price Allocation — CCA class recapture, terminal loss, and goodwill gain modeling
  • Capital Dividend Account — CDA balance tracking and optimal s. 83(2) election modeling
  • Vendor Tax Cost Model — LCGE claim, s. 40 reserve schedule, and AMT exposure check
  • Bump Transaction Planner — s. 88(1)(d) cost bump pool allocation on subsidiary wind-up
  • Loss Utilization on AOC — s. 111(5) NCL and capital loss restrictions after acquisition of control
  • Earn-Out Structuring — income vs. capital characterization and look-back election eligibility
  • Holdco Acquisition Analysis — Part IV tax, RDTOH refund, and acquisition debt interest netting
  • Non-Arm’s Length Share Transfer — s. 84.1 deemed dividend, PUC reduction, and GAAR risk flag
  • Distressed Asset Acquisition — PPSA creditor waterfall, BIA s. 65.13 vesting order, CCA projection
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International & Cross-Border

  • Departure Tax — ITA s.128.1(4) — deemed disposition on emigration; excluded vs. taxable properties
  • Foreign Affiliate FAPI — ITA s.91/s.95 — FAPI inclusion, FATR deduction, and net Canadian tax
  • Thin Capitalization — ITA s.18(4) — 1.5:1 debt-to-equity limit; disallowed interest; Part XIII deemed dividend
  • Treaty Benefits — statutory vs. treaty withholding rates on dividends, interest, and royalties
  • Cross-Border Estate — US situs assets, §2056A QDOT trusts, Canada–US treaty prorated unified credit
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Retirement & Succession

  • CPP/OAS Timing — optimize start age by life expectancy; after-tax lifetime benefit comparison
  • RRSP/RRIF Optimizer — project RRSP balance, first-year RRIF withdrawal, tax savings, and OAS clawback risk
  • TFSA vs. RRSP — after-tax future value comparison; break-even retirement marginal tax rate
  • Pension Income Splitting — ITA s.60.03 — iterate 0–50 % split to minimize combined spousal tax; T1032 transfer
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Insolvency & Restructuring

  • Surplus Income — OSB Directive 11R2 monthly calculations with standard of living thresholds
  • Consumer Proposal — minimum viable proposals vs. bankruptcy dividend comparison
  • Creditor Priority — BIA scenario modeling by creditor class and asset realization
  • Corporate Liquidation — asset realization vs. secured and preferred claims waterfall
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Charitable Giving

  • Gift of Appreciated Securities — ITA s.38(a.1) — 0 % inclusion: donate listed securities directly vs. sell-then-donate
  • DAF vs. Private Foundation — admin costs, disbursement quota, and projected value comparison
  • CRT Optimization — ITA s.118.1(5.2) — donation receipt, income stream, and net benefit analysis
  • Ecological Gift — ITA s.38(a.2) — 0 % inclusion on gifts of ecologically sensitive land; ECCC certification
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Disability & Special Needs

  • RDSP Projection — project CDSG/CDSB grants and RDSP balance to age 60; holdback rule
  • Henson Trust Structuring — optimize Henson trust funding for ODSP/AISH exemption and sustainability
  • ODSP/AISH Asset Compliance — check countable assets vs. ODSP/AISH/BC PWD limits; remediation strategies
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Family Law & Divorce

  • Net Family Property — Ontario FLA s.5 — NFP equalization calculation and equalization payment
  • Pension Division — DB/DC/RRSP/RRIF pension division on marriage breakdown; ITA s.146(16) rollover
  • Spousal Support After-Tax — ITA s.60(b)/s.56(1)(b) — after-tax cost/receipt of periodic spousal support
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Corporate Tax

  • Small Business Deduction — ITA s.125 — SBD rate, business limit, passive income grind, federal & provincial tax
  • AAII Tracker — ITA s.125(5.1) — adjusted aggregate investment income and SBD business limit reduction
  • GRIP / LRIP Tracker — ITA s.89(1) — eligible vs. ineligible dividend designation balances
  • RDTOH Calculator — ITA s.129 — eligible and non-eligible RDTOH and dividend refund
  • Part IV Tax — ITA s.186 — tax on portfolio and connected-corporation dividends
  • Integration Optimizer — salary vs. dividend vs. mix remuneration for total after-tax optimization
  • Shareholder Loan — ITA s.15(2)/s.80.4 — deemed income inclusion and prescribed-rate interest benefit
  • Safe Income on Hand — ITA s.55(2) — per-share safe income to assess s.55(2) recharacterization risk
  • Section 86 Exchange & Section 87 Amalgamation — reorganization deemed dividends, ACB, PUC, loss streaming
  • EIFEL — ITA s.18.2 — allowed vs. disallowed interest under the 30%/40% ATI limit
  • Part XIII Withholding & Associated Corporations — non-resident withholding and s.256(1) association tests
  • Director Liability & Underused Housing Tax — s.227.1/ETA s.323 exposure and UHT filing obligations
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Asset & Portfolio Management

  • Portfolio Dashboard — consolidated holdings, market value, ACB, and unrealized P&L across all accounts
  • Import Transactions — upload broker CSV files (Questrade and more) to populate the holdings ledger
  • Portfolio Performance — XIRR, time-weighted return, volatility, attribution, and benchmark-relative analysis
  • Rebalance Planner — target-allocation trade lists with tax-impact simulation across accounts
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Client Workflow & Compliance

  • Document Scanner — OCR extracts T4, T3, NOA, and T1 values directly into calculator fields
  • Financial Snapshot — scanned values persist on the client profile and pre‑fill future calculations
  • Visual Client Stories — animated KPI cards, donut charts, area charts, and trust flow diagrams
  • Client Management — profiles linked to saved scenarios, sticky notes, and compliance uploads
  • Digital Asset Vault — AES‑256 encrypted storage for credentials and sensitive documents
  • Team Portal — role‑based access and shared workspaces for multi‑advisor practices
  • PDF & CSV Exports — print‑ready reports for every calculator and client scenario

Built for the way Canadian tax professionals actually work.

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AWS ca-central-1 · PIPEDA

Data hosted in Montreal (AWS ca-central-1) with Calgary backups. PIPEDA-compliant. Meets Law Society data-residency guidelines.

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Always Current

Updated in real‑time for every Federal Budget, CRA bulletin, and OSB directive change — including the 2026 AMT overhaul.

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Bilingual by Design

Not an afterthought — every page, every calculator, and every report is available in both official languages.

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No Lock-In

Full data export (CSV + PDF) at any time. You own your data — always.

Your next client file deserves better than a spreadsheet.

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